Cooling-off period (14 days)
If you signed up online, you have a 14-day cooling-off period under the Consumer Contracts Regulations 2013. To get a full refund, cancel within 14 days of the contract date. Provide proof of sign-up date such as order confirmation email or receipt. Law: Consumer Contracts Regulations 2013.
Price increase
If Rocket Money increases the price without clear prior notice, you can object if the change is not permitted by the original contract. Provide the original terms and the notice of price increase. The Consumer Rights Act 2015 on fair contract terms may apply. Law: Consumer Rights Act 2015.
Moving or change of circumstances
If you cannot use the service because you relocate or change circumstances, check the contract for termination rights. Required proof: new address or evidence of changed circumstance such as utility bill or tenancy agreement. Applicable law: Consumer Rights Act 2015 for service performance with reasonable care and skill.
Death of subscriber
To cancel on behalf of a deceased person, provide a copy of the death certificate and proof of authority (executor letter). The company must apply its internal policies; if it refuses, escalate to the Financial Ombudsman Service. Law: Consumer Rights Act 2015 for fair terms; escalate to the Financial Ombudsman Service if needed.
Legitimate ground / defective service
If Rocket Money fails to provide the service with reasonable care and skill, you can cancel and request remedy. Provide screenshots, logs, or correspondence showing failure. Law: Consumer Rights Act 2015.
End of commitment
If your subscription was for a fixed term, the contract should state when it ends. Provide the original contract or receipt. If Rocket Money charges beyond the term without clear renewal consent, you can dispute under the Consumer Contracts Regulations and the CMA rules on auto-renewal.